Avenryx SystemsIndustry
Fintech software development with audit trails by design
In financial products the feature is the easy part. Reconciliation, idempotency, and being able to reconstruct any balance at any past moment are what separates a demo from a system a regulator will accept.
Outcomes
- Every movement traceable and reconcilable
- Onboarding that satisfies KYC without losing customers
- Reporting produced from the ledger, not a spreadsheet
- Incidents that can be explained precisely
Industry
Where it is used
Payments and disbursement
PSP integration, settlement and reconciliation.
Lending and credit
Application, scoring, decisioning and servicing.
Onboarding and KYC
Identity, sanctions screening and risk scoring.
Regulatory reporting
Evidence generated from source data, not re-keyed.
What we deliver
- Double-entry ledger design
- Idempotent transaction processing
- KYC/AML workflow integration
- Immutable audit logging
- Reconciliation and break reporting
- Secure key and secret management
Integrations
Compliance
- PSD2-aligned flows where relevant
- Strong customer authentication
- Data minimisation and retention policy
- Segregation of duties
- Penetration testing and code review
Problems this solves
Operations run on spreadsheets beside the core system
Reconciliation, exception handling and reporting move into an auditable system with a full history.
Integrations with providers keep breaking
Idempotent, replay-safe integrations with monitoring replace ad-hoc scripts.
Evidence is hard to produce
Immutable event logs and access records make audit and dispute handling routine.
Architecture and integration
- Append-only event history with derived reporting views.
- Encryption at rest and in transit with key handling documented.
- Separate environments with no production data in test.
- Regional data residency where customers or regulators require it.
How delivery runs
- 01
Money and data model
Ledger, currencies and personal-data handling defined first.
- 02
Controls design
Roles, approvals, segregation of duties and retention rules.
- 03
Incremental delivery
One flow at a time, each with its reconciliation and monitoring.
- 04
Go-live review
Security, access and recovery reviewed before production traffic.
Realistic timeline
Weeks 1–3
Model, controls and integration plan.
Months 2–4
Core flows with reconciliation.
Months 5–6
Reporting, hardening and go-live.
What moves the price
Number of external providers
Each integration carries sandbox access, edge cases and settlement handling.
Reporting requirements
Regulatory and management reporting drives data-model decisions early.
Audit and documentation
Evidence production is engineering work and is quoted explicitly.
Where projects go wrong
Compliance treated as a final phase
Access control, logging and retention are built with the first feature, not retrofitted.
Unexplainable balances
Every figure traces back to stored events with correlation IDs.
FAQ
Questions buyers ask
Do you provide regulatory licences?+
No. We build technology; permissions stay with you or a regulated sponsor. We will build to the controls your permission requires.
Can you work inside our compliance framework?+
Yes, including restricted environments, background checks and evidence for your auditors.
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